Benefits Checkup

A Service of the National Council on Aging

Helping people with limited means to remain
healthy and improve the quality of their lives...
Couple Smiling

"Trusted staff and personalized enrollment assistance are key to ‘closing the deal.’"

-- Community Solutions, NCOA Report

Promising Practices Clearinghouse

The National Center for Benefits Outreach and Enrollment is compiling a database of promising practices related to benefits outreach and enrollment. We invite you to review these promising practices and cost-effective strategies that can strengthen your local or state efforts to increase access to benefits for seniors and younger adults with disabilities.




AREA OF FOCUS: OUTREACH AND CONNECTION

Conducting Rural Outreach in Minnesota for Medicare Savings Programs and State Pharmacy Assistance

Benefits outreach and enrollment in rural areas can face a unique set of challenges. CMS funding enabled Minnesota to identify useful outreach strategies, messaging and partnerships for rural areas of the state. While findings may seem intuitive, a quick review of their lessons learned can help you to implement rural initiatives that 'hit the ground running' and yield success.

Who was the target audience?
Seniors with limited incomes in rural areas of Minnesota.

What did they do?
In September 2000, CMS awarded a Medicare Savings Programs Outreach grant to Minnesota. The grant was for the Department of Human Services to work with the State Unit on Aging to promote greater use of the Medicare Savings Programs (MSPs) and pharmacy assistance program in rural areas of the state. As of July 2000, a total of 42,000 people in Minnesota were potentially eligible but not yet enrolled in an MSP, with about half of those individuals living in rural areas of the state. The project, begun in February 2001, targeted six rural counties that were located across three Area Agency on Aging regions: Southeast, Central, and Northwest Minnesota. The counties were chosen based on their concentration of senior citizens, rural locations, and established working relationships between the regional county human services offices and the local Area Agency on Aging.

This outreach was intended to target rural areas to: (1) make individuals aware of the health care programs and their benefits; (2) make the application process more accessible and less intimidating; and (3) combat the negative connotations about the health care programs. Through the project, the Department of Human Services and State Unit on Aging hoped to learn more about barriers to enrollment in these areas and to identify the most effective means to tailor outreach to the rural senior population.

The MSP rural outreach project was coupled with the State Unit on Aging's promotional campaign for the Senior LinkAge® Line. The state believed that combining the funding for the projects would allow for a more in-depth and sustained campaign. While the promotional efforts were to occur statewide, additional resources would be concentrated in the selected rural areas of the state. In developing their strategy to reach out to seniors, especially those in rural areas, the Department of Human Services and Minnesota Board on Aging contracted with a social marketing consultant to plan outreach activities that seemed especially suited to rural seniors.

Media Campaign

The state produced 30-second television commercials that aired throughout the state during primetime viewing hours for seniors, ran paid commercials on local radio stations in rural pilot counties, and advertised in local newspapers and shoppers. The campaign, which targeted seniors and their caregivers, aimed to the raise awareness of the MSPs and pharmacy assistance program and address negative connotations with public benefits. Advertisements emphasized themes such as financial benefit (for example, that the MSPs and pharmacy assistance program would help alleviate worries about paying for prescription drugs and Medicare costs and provide extra pocket money each month) and entitlement to public benefits (for example, by saying that people have earned the health benefits by working hard during their lives, that the benefit isn't “welfare,” and that applicants didn't have to visit the welfare office to apply).

Informational Sessions and One-one-One Assistance in the Community

To combat the welfare stigma that the state perceived and to reach more isolated rural seniors, informational sessions for seniors and caregivers were planned for non-governmental sites, such as libraries, community rooms, senior centers, and other gathering places. During the sessions, Area Agency on Aging staff and SHIP volunteers were available to answer questions regarding eligibility and to provide one-on-one application assistance as needed. County workers in the target areas also attended the sessions to provide information and assistance. Attendees at the informational sessions and callers to the Senior LinkAge® Line learned that SHIP volunteers were available to conduct one-on-one, in-home MSP application assistance.

Promotional materials

Partners distributed outreach materials (magnifying bookmarks, brochures, flyers, posters, pamphlets, jar and door grippers, and magnets) statewide at the information sessions and to Meals on Wheels recipients to coordinate with the media campaign. Tear-off prescription drug pads were delivered to pharmacies, and posters and brochures were sent for display to places of worship, senior centers, libraries, and other local places visited by senior citizens in the rural counties targeted by the grant, as well as throughout the state.

Pilot Application form

The Department of Human Services also used the outreach campaign to pilot a new, seniors-only short form application for health care programs in 14 rural counties, six of which were participating in the rural outreach grant. Due to the success of the form in the pilot regions, the state intends to implement it statewide in 2002.

Piloting the senior application helped to cement existing collaborative relationships between the county offices and the local Area Agencies on Aging. County offices trained Area Agency on Aging staff and SHIP volunteers on the use of the pilot form. The trainings improved the capacity of Agency on Aging staff and SHIP counselors to provide MSP application assistance, thereby inspiring greater confidence in their abilities by local public assistance staff. The county human services staff began to routinely refer people needing intensive assistance with applications to the Senior LinkAge® Line to access one-on-one assistance from a SHIP counselor.

What was the result?
Senior LinkAge® Line tracking software was used to identify where people learned about the programs and which interventions seemed to be most effective. Additionally, at the completion of the project, the Department of Human Services held focus groups with seniors in the target areas to determine the effectiveness of the different outreach techniques.

Some observations from this campaign:

  • The informational session sites drew large numbers of attendees and did not appear to have the problem of a "welfare stigma."

  • Staff sensed that the sessions encouraged many people to apply for the program, either by taking applications with them, calling to obtain an application after the presentation, or making an appointment with an SHIP counselor for assistance.

  • Churches and libraries were especially helpful in disseminating information about the Medicare Savings Programs. Some churches even announced the basic eligibility factors during services.

  • The value of intensive coordination and communication between the regional Area Agency on Aging and county eligibility workers, became readily apparent. The Department of Human Services planned to foster this kind of collaboration statewide after the completion of the grant.

  • Parties interviewed felt that messages about assistance with prescription drugs and ways to stretch monthly income seemed to have the most resonance with beneficiaries and their families.

  • The biggest remaining barrier to persons enrolling in the programs seemed to be estate recovery (which will not longer be permissable for MSP as of January 1, 2010.)

  • Finally, the response to the television commercials seemed lower than expected, but the State Unit on Aging anticipated that the response rate would grow with repetition of the information in the coming radio and print campaign and the continued exposure to outreach initiatives in the community. Some people may not actually apply for an MSP until they hear the message over and over again—as many as three to seven times through a variety of sources. Ultimately, the state concluded that television was not a cost-effective medium for outreach. It is very expensive to produce an appealing and effective television spot and to have it repeatedly shown during peak viewing hours.

For more information:
K. Glaun, “Medicaid Programs to Assist Low Income Medicare Beneficiaries: Working Paper on Medicare Savings Programs in Minnesota.” Kaiser Commission on Medicaid and the Uninsured (2002). To see the full report, click here.